Down Payments

Erin Rose

2 min read

How Much Do You Know About Down Payments?

Whether you’ve owned a home before, or you’re ready to jump into homeownership for the first time, there are always a lot of questions...

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5 Powerful Reasons to Own Instead of Rent

Erin Rose

2 min read

5 Powerful Reasons to Own Instead of Rent

Owning a home has great financial benefits. In a recent research paper, Homeownership and the American Dream, Laurie S. Goodman and...

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What You Need to Know About Private Mortgage Insurance (PMI)

Erin Rose

2 min read

What You Need to Know About Private Mortgage Insurance (PMI)

Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large...

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Erin Rose

3 min read

The Benefits of a 20% Down Payment

If you are in the market to buy a home this year, you may be confused about how much money you need to come up with for your down...

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How Quickly Can You Save Your Down Payment?

Erin Rose

1 min read

How Quickly Can You Save Your Down Payment?

Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median...

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Slaying the Largest Homebuying Myths Today [INFOGRAPHIC]

Erin Rose

1 min read

Slaying the Largest Homebuying Myths Today [INFOGRAPHIC]

Some Highlights: The average down payment for first-time homebuyers is only 6%! Mortgage interest rates have been on the decline since...

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Your Tax Refund Is The Key To Homeownership!

Erin Rose

1 min read

Your Tax Refund Is The Key To Homeownership!

According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $3,143 this year...

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3 Tips for Making Your Dream of Buying A Home Come True [INFOGRAPHIC]

Erin Rose

1 min read

3 Tips for Making Your Dream of Buying A Home Come True [INFOGRAPHIC]

Some Highlights: Setting up an automatic savings plan that saves a small amount of every check is one of the best ways to save without...

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One More Time… You Do Not Need 20% Down to Buy a Home

Erin Rose

1 min read

One More Time… You Do Not Need 20% Down to Buy a Home

The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents,...

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Will Your Side Hustle Buy You a House This Year?

Erin Rose

1 min read

Will Your Side Hustle Buy You a House This Year?

The top concern for most first-time home buyers is their ability to save for a down payment. According to a new survey, 36% of...

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Erin Rose

2 min read

2 Myths Holding Back Home Buyers

Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,”...

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Erin Rose

2 min read

Are You Spending TOO Much on Rent?

Chances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’...

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Still Think You Need 15-20% Down to Buy a Home? Think Again!

Erin Rose

1 min read

Still Think You Need 15-20% Down to Buy a Home? Think Again!

According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to...

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Erin Rose

3 min read

The Cost of NOT Paying PMI

Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary...

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Having Trouble Saving Enough for Your Down Payment? Crowdfund It!

Erin Rose

2 min read

Having Trouble Saving Enough for Your Down Payment? Crowdfund It!

You read that right! First-time buyers across the country are getting creative when it comes to saving the necessary down payment to buy...

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What You Need to Know About the Mortgage Process [INFOGRAPHIC]

Erin Rose

1 min read

What You Need to Know About the Mortgage Process [INFOGRAPHIC]

Some Highlights: Many buyers are purchasing a home with a down payment as little as 3%. You may already qualify for a loan, even if you...

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First-Time Home Buyers Continue to Put Down Less Than 6%!

Erin Rose

1 min read

First-Time Home Buyers Continue to Put Down Less Than 6%!

According to the Realtors Confidence Index from the National Association of Realtors, 61% of first-time homebuyers purchased their homes...

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You DO NOT Need 20% Down to Buy Your Home NOW!

Erin Rose

2 min read

You DO NOT Need 20% Down to Buy Your Home NOW!

The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat...

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3 Tips for Making Your Dream of Owning a Home a Reality [INFOGRAPHIC]

Erin Rose

1 min read

3 Tips for Making Your Dream of Owning a Home a Reality [INFOGRAPHIC]

Some Highlights: Setting up an automatic savings plan that saves a small amount of every check is one of the best ways to save without...

5 views0 comments

Erin Rose

1 min read

Home Buying Myths Slayed [INFOGRAPHIC]

Some Highlights: The average down payment for first-time homebuyers is only 6%! Despite mortgage interest rates being over 4%, rates are...

2 views0 comments